Is it for me?

If committing working capital to inputs such as seed or fertiliser puts your cash flow under pressure then Plan 44 will bridge the gap between paying your merchant and getting revenue from your crop.

What is it?

Plan 44 is a working Capital facility designed to help farmers bridge the gap between paying for agricultural inputs and receiving revenue for their crops.

Working Capital Partners pays the merchant on the farmer’s behalf and the loan is repaid over 4 easy installments once the crop has been harvested and sold.

How it works

  • You place your order with the seed/fertiliser merchant as usual
  • You sign a simple assignment note promising to pay Working Capital Partners in 4 equal payments after the crops have ripened and been harvested
  • Working Capital Partners pays the merchant up front on your behalf
  • Your inputs are delivered and utilised as normal
  • Your payments are collected by direct debit 5-8 months later
  • You are free to do it all over again, or not, as needed
  • Call now on 020 8203 6500 to see if Plan 44 could ease your cash flow problems this growing season.

Our fees

Working Capital Partners has a simple ‘pay as you go’ fee structure.  There is no long term contract, no administration fee and no minimum commitment.  Plan 44 can be used once or as often as needed (subject to credit status) and is designed to ease the cash flow pressure on hard working farmers.

Is this solution right for your business?

We also provide Invoice Finance, Purchase Order FinanceExport finance if you’re selling overseas, Stock finance  if you are a larger business needing a revolving stock finance facility and business loans for certain qualifying purposes.


Call now to discuss which solution is right for the way your business works.
020 8203 6500

Top Tip

Speak to your Seed Merchant about whether Plan 44 could work for you.

We’ve made it even simpler

24/7 online platform

With our 24/7 online platform, you manage the whole process.

Bad debt protection

With our bad debt protection as standard, you’re covered even if your client becomes insolvent.

People we’ve helped

Find out how an electrical services company saw turnover double inside a year with the help from Working Capital Partners.

Read more

Talk to an expert

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