2 hrs

How long it takes to see if we can help you


How much we have funded to small businesses so far

A UK-based Trade Association representing an industry supplying much needed liquidity to UK and Irish businesses. Trustpilot is a review community that builds trust and transparency between consumers and businesses.

Registered with the best.
Rated by our clients

Frustrated with having to wait 30 to 120 days for your invoices to be paid? You’re in the right place.

We are Working Capital Partners, and we are dedicated to helping people like you to release the cash you need for running and growing your business.

Talk to us today about our approach

There is no obligation or commitment on your part. Even if we can’t help you, we will always aim to give you our best advice.

020 8203 6500


If you sell goods and services to other companies and have contract terms, we could help you.


Our award winning team includes finance experts who can give you straightforward business savvy advice and offer you the solution that’s right for your business.


65% of enquiries lead to an offer
100% get sound business advice


It’s a partnership approach


Our award-winning team understands the pressures of getting income and outgoings to line up. We’ve created four solutions that enable you to manage and optimise your cash flow using a combination of invoice, purchase order and loan finance. Whether you need the funds to bridge a short-term cash flow gap or a more intelligent way to finance your ongoing business, we would love to help you.

Talk to us today about our approach

Our promise

We’re committed to the success of your business by releasing the cash flow you need to thrive.

What you get

  • Intelligent advice – based on a full understanding of your needs
  • A decision from a business finance expert rather than a computer
  • Tailored guidance – directing you to the solution that matches your needs
  • Ongoing personal support – we’re very proud of how we’ve helped our clients
  • Reduce Your Credit Risk with our bad debt protection included as standard

What you don’t get

  • No admin charges
  • No minimum monthly fees or long term contracts
  • No early / late payment penalties
  • No termination fees
  • No concentration limits

Meet our award winning team 

Our people are forward-thinking, business savvy, straight talking experts who love helping hard working people like you to achieve success.

Perry Burns Working Capital Partners

Perry Burns

Managing Director

Gavin Stevenson - Working Capital Partners

Gavin Stevenson

Director of Commercial Operations

Andy Phillips - Working Capital Partners

Andy Phillips

Director of Sales

David Baigel - Working Capital Partners

David Baigel

Client Services Director

Emma Swan Working Capital Partners

Emma Swan

Client Management Executive

Raju Bharkhada Working Capital Partners

Raju Bharkhada

Client Services Executive

jim Douglas Working Capital Partners

Jim Douglas

Senior Consultant

Perry Burns

Perry Burns is the Founder and Managing Director of Working Capital Partners Ltd. As well as taking a keen personal interest in all clients of the company, he is also responsible for strategy and investor relations.  Perry is Chairman of the industry’s anti-fraud committee and a member of the Asset Based Finance Association’s Executive Committee, the body responsible for setting and enforcing standards across the industry.

Outside of work Perry is a keen walker and badminton player and an active member of his local synagogue.

Gavin Stevenson

Gavin has worked in the Invoice Finance & Trade Finance industry for 30 years covering large, small and medium ticket transactions. Based in Ely, Cambridgeshire Gavin is ideally geographically located to meet introducers and clients throughout the UK.

Outside of work Gavin is a Licensed FA Soccer coach and is involved in a Youth Development role for boys 16-18 years of age for a Senior non-league Suffolk Club as well as being a life-long ‘Gooner’.

Andy Phillips

Andy is an experienced Corporate Financer who has spent over 25 years within the Corporate Finance with the last 18 years specialising within the Invoice Finance market. Described as an “old fashioned” banker believing in the values of talking and listening to clients and introducers in order to work in partnership with them to deliver true customer service and an innovative approach to meeting their funding needs.

Outside of work he maintains his interest in music, having previously been involved within that industry, and is a qualified football referee that keeps him busy at weekends and some evenings.

David Baigel

David manages and runs the client services team which deals with the day to day running of client accounts and communicates between the clients and their customers. David thoroughly enjoys the conversations with clients that range from what payments are available to what to do over the next weekend.

Outside of Work David is a keen baker and is always on the hunt for a good ‘chocolate’ recipe.

Emma Swan

Emma is the Marketing Manager at WCP. She is responsible for the management of the CRM platform, liaising with the sales team as well as running the digital marketing strategy for the company.

Outside of work Emma enjoys the cinema, cooking and watching her beloved Northampton Saints.

Raju Bharkhada

Raju brings an array of skills to Working Capital Partners. As a Client Services Executive, he is responsible for supporting the company’s day-to-day operational requirements through a range of roles including risk, underwriting and sales.

Outside of work Raju enjoys socialising with friends and family, and has a passion for high-performance cars.

Jim Douglas

Having previous worked at Bank Scotland, Jim has recently joined WCP as a Senior Sales Consultant situated in Aberdeen.

Outside of work he enjoys a round of golf at Edzell where he have been a member for 13 years and has a passion for football. He represented Scotland in the Commonwealth Games in Christchurch, New Zealand in 1974 and Edmonton, Canada in 1978, winning a Bronze in 1974 and a Silver in 1978. Jim is also a Non-Executive Director of Cornerstone, a Scottish charity which supports those with Learning difficulties.

Awards & Recognition

Our team work really hard to make a difference for our clients.
We feel very honoured to be recognised in this way. It’s encouraging to know that we’re on the right track.

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Working Capital Partners ltd is also registered with the FCA, a member of the Asset Based Finance Association and a leading member of the industry’s anti-fraud network and is fully compliant with their codes of conduct and complaints procedures.

Talk to an expert

Registered and rated by:

A UK-based Trade Association representing an industry supplying much needed liquidity to UK and Irish businesses. Trustpilot is a review community that builds trust and transparency between consumers and businesses.