2 hrs

How long it takes to see if we can help you

£87,597,060

How much we have funded to small businesses so far

A UK-based Trade Association representing an industry supplying much needed liquidity to UK and Irish businesses. Trustpilot is a review community that builds trust and transparency between consumers and businesses.

Registered with the best.
Rated by our clients

Why people choose us

We are dedicated to helping small businesses optimise their existing cash flow rather than just taking on debt. So, whether you need an urgent cash injection or an intelligent finance solution for business growth, we are here to help you…

What you get is a level of personal support you didn’t expect. And guidance to the solution that’s exactly right for your business and situation.

Our commitment is simple

FAST

Straight-talking advice and a decision within 2 hours from people who understand business.

FLEXIBLE

A pay-as-you-go facility you can use as little or as much as you need to.

FIXED COST

Includes bad debt protection, no hidden charges, no penalties and no long-term contracts.

Don’t take our word for it. See what our clients have to say…

Our promise

We’re committed to the success of your business by releasing the cash flow you need to thrive.

What you get

  • Intelligent advice – based on a full understanding of your needs
  • A decision from a business finance expert rather than a computer
  • Tailored guidance – directing you to the solution that matches your needs
  • Ongoing personal support – we’re very proud of how we’ve helped our clients
  • Reduce Your Credit Risk with our bad debt protection included as standard

What you don’t get

  • No admin charges
  • No minimum monthly fees or long term contracts
  • No early / late payment penalties
  • No termination fees
  • No concentration limits

I am in an excellent position to exploit the market

Jay, London

They are great at finding simple solutions to complex challenges

Janet, London

Their expert advice gives you an extra advantage to your business.

Neeta, London

We have doubled the turnover in the last 12 months

Kenny, London

How to setup your account

Setup an account with Working Capital Partners in 3 simple steps.

  1. icon-checkCheckA phone call to check eligibility followed by a decision within 2hrs

  2. icon-magnifyApplyYour invitation to open an account which can take 1-4 days depending on your circumstances

  3. icon-poundManageUpload your invoices and manage your cashflow using our 24/7 online platform

24/7 Easy Access

Once your account is open, we make it easy for you to manage your account online in real time.


Talk to an advisor

Turning your invoices into cash

A typical client borrows between 50% and 80% of a £10,000 invoice for 28 days and pays a fixed fee between 2% and 4% of the invoice value.

Here’s how it works Picture

Here’s how it works

  1. Upload your invoice(s) of £10,000Adjust the advance you need (in this case 80% but up to 85%) and for the number of days required until your customer pays.
  2. You could receive £8,000 straightaway, as long as we can verify the invoice and your customer is creditworthy
  3. Your client settles the invoice
    We calculate the fee Eg. 3% of £10,000 = £300
  4. You receive £1,700 (the balance less the fee)

4 funding solutions for you

What kind of working capital finance do you need?

Explore the site to find the solution that is right for you or simply call us and allow us to talk you through your options.

Talk to an expert

Registered and rated by:

A UK-based Trade Association representing an industry supplying much needed liquidity to UK and Irish businesses. Trustpilot is a review community that builds trust and transparency between consumers and businesses.